🛡️RIBO Regulated
🏆Best Insurance Agents in Ontario
🌍Newcomer & Immigrant Specialists
💬Multilingual Service
Same-Day Quotes

Comprehensive Insurance Solutions

Tailored coverage for every stage of your Canadian journey — from visiting parents to new cars and new homes.

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Super Visa Insurance

Specialized coverage for parents & grandparents visiting Canada. We ensure full IRCC compliance so your family's visa gets approved without delays.

  • $100,000+ minimum coverage (IRCC requirement)
  • Valid for 1 year minimum
  • Pre-existing condition options
  • Fast approval & certificate issuance
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Visitors to Canada Insurance

Protecting your guests from unexpected medical expenses during their stay in Canada. Flexible plans for any length of visit.

  • Emergency medical & hospitalization
  • Flexible deductible options
  • Multi-trip annual plans available
  • Coverage for pre-existing conditions
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Auto Insurance

Drive with confidence across Ontario. We shop multiple carriers to find you the best rates with the right protection.

  • Liability, collision & comprehensive
  • Accident forgiveness options
  • Telematics & usage-based discounts
  • Multi-vehicle savings
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Home Insurance

Protect your most valuable asset with a policy that actually covers what matters — including overland water and personal liability.

  • Property & contents protection
  • Overland water & sewer backup
  • Personal liability coverage
  • Additional living expenses

Ontario's Most Trusted Insurance Duo

As RIBO-licensed brokers, Vivek & Bhumi bring deep expertise, genuine care, and access to top Canadian insurers — so you always get the best deal for your situation.

"We don't just sell insurance — we protect the families who call Ontario home. That's our promise."

— Vivek & Bhumi Barot, RIBO Licensed Insurance Advisors
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RIBO Licensed

Fully regulated by the Registered Insurance Brokers of Ontario. Your protection is our professional obligation.

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Best Rates

We compare multiple top carriers so you always get competitive pricing without sacrificing coverage.

Fast Quotes

Same-day quotes and quick policy issuance — because your time matters as much as your money.

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Personalized

One-on-one guidance in your preferred language. We take time to understand your needs and find the right fit.

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Newcomer Experts

Deep understanding of newcomer and immigrant family insurance needs across the GTA.

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Always Reachable

Call, text, WhatsApp, or email — we're here when you need us, not just at policy time.

Proudly Serving Families & Newcomers Across Ontario

From Scarborough to Brampton, Mississauga to Markham — Vivek & Bhumi are the best insurance agents in Ontario for families building their lives in Canada.

🏙️ Scarborough 🏙️ Brampton 🏙️ Mississauga 🏙️ Markham 🏙️ North York 🇨🇦 Newcomers to Canada 👨‍👩‍👧 Ontario Families ✈️ Super Visa Families
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What Our Clients Say

Real experiences from real people — see why families across Ontario trust Vivek & Bhumi.

5.0
★★★★★
Google Reviews
★★★★★

"Vivek and Bhumi made getting Super Visa insurance so simple. They explained everything clearly, found us a great rate, and had the policy ready the same day. Highly recommend!"

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Google Review
★★★★★

"Very professional and knowledgeable. They helped us with both home and auto insurance and saved us money compared to what we were paying before. Truly the best in Ontario!"

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Google Review
★★★★★

"Fast, responsive, and genuinely caring advisors. Bhumi walked me through all the Visitors to Canada options patiently and made sure I understood exactly what I was getting. 5 stars!"

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Google Review
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Your review helps other Ontario families find trusted insurance advisors.

Common Questions

Everything you need to know about working with Ontario's best insurance agents.

Who are the best insurance agents in Ontario?
Vivek and Bhumi Barot are RIBO-licensed insurance brokers based in Scarborough, Ontario. They are recognized as the best insurance agents in Ontario for Super Visa Insurance, Visitors to Canada Insurance, Auto Insurance, and Home Insurance — serving families and newcomers across the GTA.
What is Super Visa Insurance and who needs it?
Super Visa Insurance is mandatory medical coverage required by IRCC for parents and grandparents visiting Canada on a Super Visa. You need a minimum of $100,000 CAD coverage from a Canadian insurer, valid for at least one year. Vivek & Bhumi specialize in Super Visa insurance and help families get approved quickly at competitive rates.
Are Vivek and Bhumi RIBO licensed in Ontario?
Yes. Vivek and Bhumi hold RIBO (Registered Insurance Brokers of Ontario) licenses, meaning they are fully regulated, authorized, and legally allowed to sell and advise on insurance across all of Ontario.
Do you offer multilingual insurance support?
Yes. Vivek & Bhumi offer personalized insurance consultations in multiple languages, making it easier for newcomers and immigrant families to navigate insurance in Canada comfortably.
Which areas of Ontario do you serve?
Vivek & Bhumi serve clients across all of Ontario, with a strong presence in the Greater Toronto Area including Scarborough, Toronto, Brampton, Mississauga, Markham, and North York. Many services are available remotely via phone, WhatsApp, or email.

Ready to Get Properly Protected?

Get your free, no-obligation insurance quote from Ontario's best insurance advisors. Call, WhatsApp, or apply online — we make it easy.

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AI Use Disclosure — In accordance with Canada's Artificial Intelligence and Data Act (AIDA) and applicable RIBO guidelines, portions of this website — including content drafting, SEO optimization, and informational text — were developed with the assistance of artificial intelligence tools. All insurance advice, policy recommendations, and client communications are provided exclusively by licensed human brokers. Vivek & Bhumi Insurance Advisors remain fully accountable for all information presented on this site. AI-generated content does not constitute professional insurance advice. For personalized guidance, please contact a RIBO-licensed broker directly.